Here are 20 amazing things about credit scores you may not know – and a brain based response....
1. Many people don’t know what their score is
2. Few can tell you how scores measure credit risk. 
3. FICO score is just another name for credit score
4. Credit scores predict how you will pay loans back on time --
5. The lower your score - the riskier you are.
6. Three credit bureaus … Experian … Equifax … and TransUnion hold your score
7. Places that offer you credit send in regular facts about your payment history
8. Types of credit you hold and balances owed are in your credit file.
9. Credit scores range from 300 to 850.
10. With high scores you get lower interest rates on a home or car
11. Scores above 760 are given the lowest interest rates.
12. Scores below 600 get far higher loan rates or no loan at all
13. Late payments lower your score, but pay on time and raise your score.
14. It’s best to keep your score above 620 according to for creditors
15. The average American credit score is 723
16. Get your score as a way to learn more about credit scores
17. Improve your rating by paying bills a few days ahead of time.
18. Pay your bills on time and your scores can rise in only a month
19. Avoid accepting credit when department stores offer deals – it raises scores
20. It’s best to keep credit for bigger purchases – and pay cash for smaller ones
You have a logical mathematical intelligence … that will help you to raise your credit score significantly… and intrapersonal intelligence that knows the difference between personal business habits that raise or lower ratings. The key is to use both intelligences to look at the same facts that creditors look at related to your credit …and then ask yourself as they ask about you … is this a good credit risk…? What do you think…?
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